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Descriptive Writing For Bank Exams: A Complete Guide

Descriptive Writing

Descriptive Writing For Bank Exams : In almost every banking related exam, the mains exam consist of descriptive writing. Descriptive Writing which comprises – one Letter Writing and one Essay Writing which makes a total of 25 marks in most of the exams such as NABARD, RBI, IBPS PO, SBI PO etc.  The marks that you get in the descriptive writing section are added to the Mains objective paper marks to calculate the overall mains cut-off marks .  So, it is very important to have a good idea about Descriptive writing.

In this blog, Descriptive Writing For Bank Exams we will provide you with some of the important topics, types, and formats for Letter writing. Do remember that in the exam, you will have to type the Essay and Letter using the computer keyboard. So it is advisable to practice them online.

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Descriptive English For Bank Exams – Types of Letter Writing

There are mainly two types of letters asked in exams:

FORMAL LETTER

INFORMAL LETTER

• Written in official and non-personal capacity.
• Written to authorities, dignitaries, bureaucratic bodies, news editors, bank managers, etc
• Personal Letter
• Written to personal contacts, family, friends, relatives, siblings, etc

How to Write a Letter in English – A Guide | Oliveboard

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Descriptive Writing For Bank Exams – Topics For Letter Writing

Below are some important and latest topics that you can practice writing upon for your different Bank Exam descriptive writing part.

Formal Letter Topics-

• Write a letter to the branch manager of your bank to conduct a campaign in your area to create awareness about the benefits of KYC.
• Write a letter to the Superintendent of Police of your district suggesting steps to make the police department more approachable.
• Write a letter to the editor of a local newspaper detailing the losses suffered by local retailers during online sales during festivals.
• Write a letter to the editor of a local newspaper about the stray animal problem getting out of hand in your locality.
• Complaint letter about hassle faced by common people due to demonetization.
• Complaint letter about increasing noise pollution.
• Complaint letter concerning the chaotic state of traffic.
• Letter to Bank Manager to reissue your ATM Card.
• Letter expressing your views on corruption in this country.
• Request letter for greater frequency of Public Transport (Bus Service) in your area.

Informal letters topics-

• Letter to your younger sibling, stating the importance of a healthy diet and the reasons for avoiding junk food.
•   Write a letter to your younger sibling, who has recently started working, to not take too much stress at work.
• Write a letter to your younger sibling about the recent changes in traffic rules and fines, advising him/her to be cautious
• Letter to your favorite novelist about his/her recent novel.
• Letter to your sister congratulating her on her promotion.
• Letter to your friend who is depressed.
• Letter to your parents advising them to invest in mutual funds.
• Letter to invite your friend to your brother’s wedding.
• Letter to convince your friend to take better care of her health .

Prepare these topics or any similar topic that attracts your attention and you will be good to go. 

Descriptive Writing For Bank Exams – Common Tips On Letter Writing

• Word limit – 150 words.
• Correct format and salutation (different for both).
• Take care of grammar, spelling, punctuation, and indentation.
• Every part carries equal weightage.
• 3 paragraphs – an introductory paragraph, a body, and a concluding paragraph.
• Try not to go beyond a single paragraph for the body.
• A letter must never be written in points.
• Use simple and straightforward sentences.
• The letter should have a flow, clearly mentioning the purpose of writing.
• Do not use jargon, slang, or abbreviations.

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Descriptive Writing For Bank Exams – Formal Letter Format

• Use a comma after every line of address.
• Salutation should be “Dear Ma’am/ Sir”.
• Subject can be placed AFTER or BEFORE salutation.
• Addresses of both sender and receiver must be mentioned in a formal letter.
• Sender address> Receiver address > Salutation.
• The introduction must mention the issue.
• The body should describe the issue.
• The conclusion must quote the steps that can be taken/ expectations/ timelines, etc.
• The statements must be very direct and written in a formal command and sentence structure. Use active voice preferably.

Practice Letter writing Here

Descriptive Writing For Bank Exams – Informal Letter Format 

• Address of only the sender should be mentioned in an informal letter.
• Use comma after every line of address.
• Salutation should be “Dear name of the friend/ family”.
• The introduction should have greetings and mention the reason for writing the letter.
• The body should give descriptions of the same.
• The conclusions must end with well wishes, etc.
• Be polite and do not form long sentences and be extra careful of the word limit.

Tips for letter writing:

• Candidates must be able to identify the type of letter they will write. Eg, writing a letter to the Principal asking for leave is a formal letter, but writing a letter to the Principal to catch up after a long time would be an informal letter.
• In formal letters, clearing the purpose of the letter immediately is very important.
• Polite words and civil language should be used while writing a letter.
• The letter should be precise and to the point.
• The opening and closing format should be correct. re 

Complete Descriptive Writing Guide Here

You can also download the E-book for descriptive writing.

Sneak-Peek into the E-Book – Descriptive Writing

How are letters and essays evaluated?

Although there is no set criteria according to which the descriptive section paper is evaluated, there are some common things that are examined by the evaluator. For most banking exams, the descriptive section is evaluated manually.

Content:  The examiner would see whether aspects of the topic have been addressed in the essay and if provided details, examples and explanations are appropriately supporting the candidate’s point of view.

Descriptive writing Guide is Here! Read More

Formal Requirement:  As the paper is descriptive in nature there are certain requirements that must be fulfilled by the answers. For letters, the format must be strictly adhered to. Although extra marks might not be awarded for the format/ structure, an absence of it might cause a reduction in your marks. For letter writing, stick to the prescribed formats of formal and informal letters. For essays, make sure the word limit (if any) is not exceeded. Also, make sure that the essay is in paragraph form.

Development, Structure and Coherence:  How well the topic has been understood and explained is the main criteria for evaluating any piece of descriptive writing. The examiner sees whether there are any examples given, what is the range of thoughts/ ideas presented and how logically they are penned down. The following might be the few things an examiner is looking for in your piece of writing:-

• Does each paragraph contain just one idea or concept?
• Does the evidence support the writer’s argument?
• Does this paper have a beginning (introduction), a middle (body), and an end (conclusion)?

Grammar:  This is also a very important criterion. An essay may be logically presented, it may have a variety of ideas, but if the grammar is bad, it makes the entire essay ‘not so good’. Examiners don’t expect complex sentences. Just make sure you create correct and straightforward sentence structures and convey your thoughts effectively. 

• Does this paper have proper punctuation?
• Does the author provide complete sentences?
• Does this paper have consistent verb tense, voice, and third-person usage? (essays are generally written in the third person)

Vocabulary & Spelling:  Again we would like to clarify that a test taker is not expected to use “high – fi” English words. As long as you have the right word for an idea, that’s good. A simple example of this would be:

• If you want to say “very good”, say “excellent”.

Also, avoid spelling mistakes as they point to a careless attitude.

Here, we would like to mention one important thing: Time Management. Make sure you divide your time as per the weightage of the question. Since an essay has higher marks, allot more time to it.

Descriptive English Practice 04 – Letter-Writing Samples by Oliveboard Users

Refer to the expert guidance for Descriptive Writing in the below-given video.

How To Write an Essay and Important Topics For Essay Writing : Find Here

This is all from us in our blog for Descriptive Writing For Bank Exams. For more updates related to the Banking Exam, Please stay tuned to Oliveboard.

English Letter Writing Format: Tips and Tricks | Oliveboard

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Essay and Letter Writing Tips For Bank Mains Exams (SBI PO, IBPS PO)

Table of Contents

The descriptive writing test is a supreme part of many banking exams including IBPS PO Mains Exam 2021 which is scheduled to be held on 4th Feb 2021. In this section, there are only two questions of 25 marks each that are: letter and essay writing. This section can help the aspirants in stretching and increasing their overall marks. But what are the tips that the candidates must keep in mind while attempting essay and letter writing questions? In this article, we will be answering this question with some of the most important tips for the descriptive writing test of various banking mains Exams.

Essay and Letter Writing Tips for Bank Mains Exams

Let us first look at the tips that the candidates must follow while attempting the letter-writing question:

Letter Writing

The basic agenda for a letter-writing question is to judge a candidate how he/she conveys a message formally or informally to the addressed person. Letters are broadly classified into two types: formal and informal/personal. Both these letter types have their own set of formats which the candidate must follow while writing the letter.

Informal Letter

These letters are addressed to your near and dear ones like family members, relatives, friends, etc. Informal type of letter follows and Informal tone throughout. No professionalism is shown in the Informal type of letter. Let us now look at the format of an informal letter.

<Receiver’s Address>

<Date>

<Salutation/Greeting>

<Body of the Letter>

Yours Sincerely

Formal Letter

A formal type of letter is a totally professional letter and is written in cases of a professional relationship where are you address any government/academic/bank/an official of a different field. The tone of the letter will be formal and will be written under the shadow of professionalism. Let us now look at the format of a formal letter:

<Sender’s Address>

<Subject of Letter>

<Body of the letter >

Yours Faithfully

Also Check,

Format Of Formal Letter Writing Style

Other letter writing tips for letter writing.

• The content of the letter should be left-aligned.
• Candidates must follow the format as per the question: formal/informal.
• For formal letters , words for salutation or greetings can be, respected sir/ma’am or sir/ma’am.
• For informal letters , words like dear or hello can be used Greetings.
• Make sure that the conclusion of the letter is written in a separate paragraph. Keep the entire letter clean and tidy .
• Conclude the letter with Your Faithfully/ Sincerely.
• Avoid Grammatical mistakes and follow the tone as per the question ( formal or informal).

Essay Writing

Essay writing can be a scoring question for banking aspirants. But to ensure scoring good marks it is important to follow some tips while writing an essay in banking Mains exams.

• Read the question carefully. Is very important to understand the question and each instruction that is given in the question before beginning an essay. Mostly there are some important key points that are mentioned in the question that the candidates have to include in their essay. If the candidates go lenient while reading a question they might miss important key features that they have to include in their essay.
• There will be two questions from essay writing that will be asked from which the candidate has to choose and attempt one. It is advised that the candidates must choose the topic which he/she is aware of and have ample knowledge about that topic.
• Make sure that every point makes thorough sense and follows the main concept/topic of the essay throughout.
• Avoid spelling or grammatical mistakes as it will leave a bad impression on the readers.
• Candidates must ensure that they connect the essay from top to bottom. The readers shouldn’t feel that the candidate has left some points unexplained. For that candidates must start each paragraph with a sentence that clearly connects it to the rest of the essay.
• Finish the essay with an interesting and thought-provoking comment that is relevant as well. This will convey to the readers that the candidate is open for discussion.

Note: For both letter and essay writing questions candidates must take care of time management. Limited time will be given for both these questions so the candidates are advised to divide the time accordingly.

• Descriptive Test

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Important Essay Writing Topics For SBI PO, Top 50 Topics

Explore Important Essay Writing Topics For SBI PO preparation. Read this article to learn ways to improve your skills with key subjects to excel in the essay section of the SBI PO exam.

November 20, 2023

Table of Contents

Important Essay Writing Topics For SBI PO

Important Essay Writing Topics For SBI PO: Are you preparing for the SBI PO 2023 Exam? We hope you’re studying for Quant, Reasoning, and English Language using our Daily Quizzes and Test Series. But, are you curious about the Descriptive paper and the topics it includes? To help you out, we’ve listed essay writing topics from previous years’ SBI PO Mains Descriptive Papers.

The SBI PO Mains has both Objective & Descriptive papers. To get to the SBI PO interview, you have to do well in both the written exam and the SBI PO descriptive paper. The descriptive paper is a crucial part of your Mains testing phase. If you do well in the written part but not in the descriptive paper, you might not qualify for the interview process.

SBI PO Descriptive Test Pattern

Note: The word limit for Essay writing is 250 words, and for Letter Writing is 150 words. (The word limit may vary in some exams.)

Essay Writing Importance in Bank Exams

• Essay Writing is a crucial part of the SBI PO exam where you can earn extra marks. It’s important to practice well to do your best in this section.
• Scoring well in the Objective exam is not enough; you also need to reach the cut-off in the descriptive paper to move to the next round. Some students ignore this part, and it can cause them to be disqualified from the exam.
• By practicing regularly and staying focused, anyone can score 70-80% marks in descriptive writing. A good score in this section increases your chances of getting selected in the final round.

Important 50 Essay Writing Topics For SBI PO

Here is a list of topics for essay writing that will help you prepare for the descriptive test in exams like SBI PO. Take a look:

• Pros and cons of ‘one rank one pension scheme.
• Women Empowerment.
• Ethical problems of e-commerce.
• Women’s Safety – It is our responsibility.
• Over-dependence on monsoon.
• Is the election commission right in banning election symbols during the casting of votes?
• Role of uneducated people in the Indian Economy.
• Is the generation gap a myth?
• Enslavement of man by technology.
• Is a presidential form of government suitable for India?
• Those who saved More are Taxed More. Justify.
• The Viability of Presidential Form of Govt In India.
• Benefits of Mutual fund investments.
• United Nations Organization’s contribution to the recent turmoil in Ukraine.
• The decreasing number of research taken up by students.
• Suggestions to alleviate the unemployment problem.
• Role of newspapers in influencing society or youth.
• The contribution of unskilled labor to the Indian economy.
• How can education in the economy be indulged in college study?
• Future of the Banking Industry.
• Pros and cons of allowing 10-year-old children to open accounts.
• How is the economy related to the common man?
• How far can a press have a license to infringe on others’ privacy?
• The relevance of Swadeshi on Globalization.
• There is no permanent friend or enemy in politics give examples from Indian politics.
• Two types of functions of government are necessary and optional.
• If I were a minister of the Banking Industry.
• Role of effective credit rating.
• Tackling the communication gap between families due to mass media and the internet.
• Advantages of classroom education over distance learning.
• Transformation caused in the workplace by information technology In the past two decades.
• Economic importance of tourism.
• Will India ever be a developed country?
• Banking Risk and Management.
• Setting a personal financial goal early in life.
• Benefits and Disadvantages of E-Commerce.
• Pros and Cons of outsourcing banking activities.
• Stable government is important for economic growth.
• How is NABARD a boon to the Indian Agricultural Sector?
• How Have Nationalized Banks contributed to the growth of the economy in India?
• Mobile Technology – Growing Trend in Education Space.
• How Tourism affects Religious pilgrimage?
• Brexit (UK withdrawal from the EU). What will be the Impact on India’s Economy?
• Role of Small & Payment Banks in Financial Inclusion?
• How could a Bankruptcy Code improve Financial Inclusion?
• Measures to be taken to avoid issues during monsoon.
• Effect of environment and a person’s genes on the development of his personality traits.
• Travelling is better than watching movies and documentaries.
• Why Technology’s being in power is a menace?

These are the topics from previous SBI PO exams. Read through each one to understand the background and improve your knowledge for better scores in descriptive writing.

Tips to Prepare for SBI PO Essay Writing

Preparing for essay writing in SBI PO is simple with the right approach and regular practice. Follow these tips from our experts:

• Read and Write Regularly: Make reading and writing a routine. It helps improve your skills.
• Learn Essay Structure: Look up essay structures online to understand how to organize your writing.
• Stick to Word Limit: Follow the specified word limit and be mindful of spelling mistakes.
• Read Newspapers: Regularly read a reputable newspaper to stay informed and enhance your writing.
• Practice Regularly: Write at least one essay regularly to improve your writing skills steadily.

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Bank Essays-Part 4-Sample Essays

By Asad Yar Khan

In every Bank job, you will be required to continuously communicate with customers and analyze the information for the swift running of the Bank. The descriptive writing section tests a candidate with the writing skills needed for this very purpose. Essay Writing tests your writing ability and your skills to organize your thoughts and ideas. Therefore, good results demand good writing skills. The descriptive section is also crucial from the overall exam perspective, as it affects your overall exam score.

Many aspirants find this section challenging, but good preparation can make this part easy and scoring. So, this article will focus on the art of writing a good essay via a sample essay. Before concentrating on the essay, let’s take a look at the Exam pattern to know the importance of the English section in the Exam.

NIACL AO Exam Pattern 2021  

Phase-1 – prelims exam pattern  , phase-2 exam pattern – mains  , descriptive test mains .

The Descriptive Test will be conducted in online-mode with English as the medium of the test is of 30 minutes duration, where you will have to deal with the English Language divided into:

The descriptive test will be in English and conducted through online mode. Each candidate will be required to obtain a minimum score for each section of the objective test separately for shortlisting for the Descriptive test evaluation/Interview. Descriptive answer script would be evaluated only in respect of those candidates who qualify for the objective test. Depending on the number of vacancies available, cut-offs will be decided for Descriptive paper evaluation.  

Sample Essay with Analysis

Given below is a sample essay of 300 words, which will give you an idea about the length and format of the essay.

Topic: The importance of cyber security in banking (300 Words)-With Analysis

Banks have been witnessed thefts and frauds for centuries. Earlier, they had to deal with physical theft and computer fraud and now they have to defend themselves from the problem of cyber fraud and theft of personally identifiable information (PII). And here is where cyber security in banking comes into the picture.

(Introduction of the Essay- The topics is introduced and developed in this paragraph. Here you can introduce related ideas in the next paragraphs.)

As people make most transactions online, there is always a risk of a data breach. It is becoming increasingly important due to our dependence on computer systems, the Internet, and wireless network standards like Bluetooth and Wi-Fi. Another reason for this is the unprecedented growth in the usage of smart devices, including smartphones, and also the Internet of things.

Because of its complexity, technologically and politically, cybersecurity has become one of the major challenges in today’s world. This challenge can be countered by means of countermeasure. Countermeasure is a term used in computer security as an action, device, procedure, or technique to reduce a threat, or an attack by either eliminating it or preventing it altogether. It minimizes the harm the treatment can cause to the system.

With the wave of digitalization in India, people have started using digital payment via apps for online shopping, whether it be ordering food or transferring money, and more. And every day, more and more people are adopting the way of digital transactions. This has been attracting the danger of hackers, who can easily hack into banking applications to steal the personal data of customers. Banking technology, therefore, has to be vigilant against cybersecurity threats. These threats have made it extremely important for banks to regularly upgrade their banking technology to secure the Bank data from hackers.

(Body of the Essay- In the above paragraphs, you can develop the points or arguments by using examples and by connecting the related ideas together so that the essay reads smoothly.)

To conclude, Cybersecurity in digital banking cannot be compromised. Therefore, there needs to be a reliable Cybersecurity system that can effectively safeguard the customer’s data and money.

( Conclusion of the Essay -Conclusion is a very important part of an essay, especially if you are writing for Bank exams. You should encapsulate the main idea of the essay in the conclusion.)

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Don’t forget that the knowledge or information of a subject matter or topic is only part of the preparation process. You need to train your mind to spend quick-time in thinking about how to organize your ideas. You can achieve nothing in this world without hard work and dedication. And that is what is needed in sharpening your writing skills in penning a quality Essay on any topic in any Bank Exam. To come out with good essays every time, you need to take care of your reading habits. Read newspapers daily without fail. Newspapers will inject in your mind all the necessary general knowledge, grammar and vocabulary, and the idea-generating power. In addition, you need to constantly work on avoiding any grammatical errors in your writing. After writing every essay, you should proofread it for errors in grammar, capitalization, punctuation, and spelling. You can find countless and diverse resources that are conducive to improving your writing skills including the grammar part, both online and offline. Do a quick google search to jump to a plenitude of platforms that offer lessons and tips on grammar and writing with games and exercises and follow our article! Lastly, give as many  Mock Tests  as you can to instill confidence in you.

Q1. Is the descriptive paper of NIACL important?

Yes, it is valued at 30 marks which will make a lot of difference in qualifying the mains.

Q2. How to prepare for descriptive English NIACL AO?

Get good at general English language, sentence formation, vocabulary by maximizing your reading efforts. So, try reading good editorials, newspapers, and books.

Q3. Is there any negative marking in the NIACL AO exam?   

Yes, there will be a negative marking of 0.25 marks for each wrong answer.  

Q4. How many sections are there in the NIACL AO prelims exam?   

A total of 3 sections: Prelim, Mains, Personal interview  

Q5. Is there any interview for the NIACL AO post?   

A personal interview is conducted for candidates which clear the phase-2 examination.   

Q6. How many vacancies are there for NIACL AO 2021?   

300 vacancies  

Q7. Is PM’s NIACL AO 2021 Free Mock Test available?

Yes, PracticeMock’s first mock test is free for NIACL AO.

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Home » Descriptive Writing for Bank Exams: Check Format, Pattern And Topics For Essay And Letter Writing

Descriptive Writing for Bank Exams: Check Format, Pattern And Topics For Essay And Letter Writing

Descriptive Writing for Bank Exams: Here we have come up with the complete details regarding Descriptive Writing for Bank Exams and also attached the Descriptive Writing Topics PDF for Bank Exams. Descriptive Writing is one of the important parts of most of the bank exams like IBPS PO, SBI PO, RBI Grade B, NABARD Grade A, and Nabard Grade B. The motive of this descriptive writing for bank exams is to test candidates’ general English reading & writing skills required for the job profile. In the Descriptive Writing for Bank Exams, there are two sections which are Essay Writing and Letter Writing. The Descriptive Writing for IBPS PO is for a total of 25 marks and the Descriptive Writing for SBI PO is for a total of 50 marks. The total time duration for the Descriptive Writing For bank exams is 30 minutes. Candidates who are preparing for the bank exams must practice the Descriptive Writing Topics to score more marks. Because Descriptive Writing for Bank Exams is one of the easiest scoring sections. We have provided the Descriptive Writing Topics for Bank Exams in the Descriptive Writing PDF. These Descriptive Writing Topics are added to the pdf after analyzing the latest trend and previous year’s question papers. In this Descriptive Writing for bank exams page, we have added the Descriptive Writing Topics for both essay writing and letter writing. These essay writing topics and letter writing topics added in the descriptive writing pdf for bank exams will be helpful to prepare for the upcoming bank examinations. So utilize this Descriptive Writing for Bank Exams page to learn the Descriptive Writing format, Descriptive Writing topics, patterns, and more.

 Descriptive Writing PDF For Bank Exams 

Descriptive Writing Topics PDF For Bank Exams

Descriptive Writing Topics PDF: Here we have attached the Descriptive Writing Topics PDF for bank exams for the preparation of the candidates. This Descriptive Writing Topics PDF covers both essay writing topics and letter writing topics for bank exams which are commonly asked in IBPS PO and SBI PO exams. Our experts have curated these Descriptive Writing Topics pdf which includes essay writing topics and letter writing topics after analyzing the latest trend and previous year’s questions papers. So candidates make the best use of this Descriptive Writing Topics pdf to score more marks easily in the competitive examinations.

Download Descriptive Writing Topics PDF For Bank Exams

What Is Descriptive Writing for Bank Exams? 

Descriptive Writing for Bank Exams: Descriptive Writing for bank exams is an online descriptive test. It mainly splits into two segments which include essay writing and letter writing. For the NABARD Grade A exam, they will ask other descriptive writing topics for bank exams such as precis, comprehension, and business journal-type. So aspirants can refer to this descriptive writing for bank exams page to gain knowledge about Descriptive Writing for Bank Exams. If you practice the Descriptive Writing for Bank Exams with the Descriptive Writing topics pdf for Bank Exams provided here you will surely be familiar with the Descriptive Writing for Bank Exams which will be helpful to maximize your scores in the upcoming bank exams. Before going to practice with the Descriptive Writing for Bank Exams you should be familiar with the Descriptive Writing pattern and format. So let’s read further to know the Descriptive Writing pattern and Descriptive Writing format for bank exams.

• Descriptive essay writing describes the topic through which objectives, literacy skills, Presentation skills, and knowledge of a writer are identified.
• It provides a clear picture and concise information on the topics chosen to describe.
• It enhances the vocabulary skills of the writer and also makes the writer gain the skills to deliver the content to the readers.
• Writers define the topics by Capturing events and paying attention to the issues.

Descriptive Writing Pattern for Bank Exams

Descriptive Writing Pattern for Bank Exams: Candidates can check the Descriptive Writing Pattern for various bank exams here for their reference. You can check the Descriptive Writing for Bank Exams pattern for IBPS PO, SBI PO, RBI Grade B, NABARD Grade A, and NABARD Grade B in the following table.

Descriptive Writing Format For Bank Exams

We have provided the descriptive writing format for bank exams here. The two segments that are commonly asked in most of the bank exams in descriptive writing for bank exams are,

• Descriptive Essay Writing Format

Descriptive Letter Writing Format

Descriptive essay writing format for bank exams.

Descriptive Essay Writing: Essay writing is a major part of descriptive writing topics for bank exams. Through this descriptive essay writing for bank exams, they will test the candidate’s creative writing and thought process. Some of the key Essay elements of descriptive writing for bank exams are as follows:

• The characteristics of a good essay are unity of thought, lucid language with consistency, the relevance of context, and the positioning of ideas.
• Some of the most popular descriptive writing topics for bank exams in essay writing are descriptive, narrative, argumentative, and expository essays.
• Essays on the environment, socio-political issues, current events, and financial & banking affairs are commonly asked.

Descriptive Essay Writing Format for Bank Exams

Candidates can check the Descriptive Essay Writing Format for Bank Exams here. An essay is a creative flow of ideas that has no fixed structure. However, the standard descriptive writing format for essays is given below –

• Introduction
• Body Paragraphs

How to start my essay?

Candidates can check the tips to start essay descriptive writing for bank exams provided here.

• While stating any topic, defining the introduction on the title is more important in essay writing.
• The introduction represents what is given in the latter part of the essay.
• The introduction must contain key ideas and mandatory information.

What topic do I have to choose?

• Candidates must need to choose a topic on which sufficient points could be collected at the stipulated time.
• The candidate must have known current events and objectives of the topic chosen to describe.
• The candidate should choose the topic on which impressive ideas and thoughts can be delivered.

Descriptive Letter Writing Format For Bank Exams

Descriptive Letter Writing: Letter writing is a significant part of descriptive writing for bank exams. The skill of descriptive writing for bank exams is commonly tested through Letter Writing which is the same as sending official and unofficial emails, but with a specified format. The letter defines the way of stating information, conveying messages, wishes, and gratitude, addressing grievances, and tweeting progress to the receiver. It is a communication medium between a sender and a receiver. It is a formal way of expressing thoughts. A letter aids the person to deliver everything in a systematic way and also It is a fundamental step to originate the process. Letter writing in descriptive writing for bank exams is asked mainly in two types which are given below.:

• Formal Letter
• Informal Letter

Now, let’s move on further to understand the structure, format, and descriptive writing examples for bank exam letter writing.

Descriptive Letter Writing Format: The descriptive letter writing format for bank exams is provided here for the formal and informal letter types. Aspirants can check the descriptive letter writing format provided in the table given below.

How to Convey My Message?

• Candidates have to plan which type of letter will be presented to them before starting the descriptive letter writing,

If It Is A Formal Descriptive Letter Writing

Formal Descriptive Letter Writing: Due to the official communication purpose it serves, formal letter type is most asked in descriptive writing for bank exams. It is written to both official acquaintances like schools, and colleges, as well as business acquaintances to bank managers, bureaucratic bodies, and other officials for sending official notifications or demands. Let’s check the highlights comprising a formal Letter as follows:

• Candidates must observe whether the body of the content should be addressing complaints, requisition for something, or stating information.
• Mentioning the subject clarifies to the receiver what is defined in the following content.
• The body of the content should be concise information on what needs to be delivered.
• At the end of the content, the aspirant must add a statement to express gratitude or requisition words to make the desired action to be complete.
• It is written for official and semi-official purposes only.
• The tone must be direct and structured with polite & civil language
• Some of the top formal letter descriptive writing formats for bank exams are business letters, order letters, promotional letters, enquiry letters, social letters, etc.

If It Is A Informal Descriptive Letter Writing

If It Is Informal Descriptive Letter Writing: Informal letter writing for bank exams is much easier to write in bank exams and otherwise as they don’t maintain any set of fixed regulations or tone. They are written to family, friends, and even officials for a light-hearted or friendly purpose. Let’s check the highlights comprising an Informal Letter are as follows:

• It is written for unofficial purposes only.
• Its tone can be short, simple, friendly, and even indirect to some extent.
• Some of the most common informal letter descriptive writing formats for bank exams are letters of friendship, apology, congratulations, requests, obituaries, etc.
• Candidates can express their own ideas, wishes, worries …… etc.,
• Candidates need to mention words like hey/hello/how are you? ……..  at the start of the content.

What I should not do?

Candidates can check the things that should not be done while writing the letter writing for IBPS PO 2023.

• The candidate should not use colloquial language in any form.
• Content should not be lengthy.
• The candidate should not use irrespective of words of anybody or any other organization.
• The candidate should not define fake information.
• Should not use impertinent words while suggesting remedies or opinions.

Descriptive Writing for Bank Exams – FAQs

Here we have added some FAQs related to descriptive writing for bank exams for the reference o the candidates.

Q.   How to choose a topic for descriptive essay writing for bank exams?

Candidates need to choose a topic on which sufficient points could be collected at the stipulated time and the topic should be current affairs.

Q. What are the topics asked in descriptive writing for bank exams?

Q. What is formal letter writing?

The formal letter is also known as the official letter and it is written to a respected person, reputed organization, and higher officials.

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• letter writing for bank exams

Descriptive Letter Writing For Bank PO Exams PDF: Check Format, Tips, and Other Competitive Exams

Nov 06 2023

Refer to the format of Descriptive Letter Writing for Bank PO mains 2023. The candidates preparing for the descriptive paper for Bank PO mains 2023 will have to prepare for both letter writing and essay topics. Here we have given complete details regarding the format of descriptive letter writing for Bank PO mains 2023. Letter Writing is an important section in most of the bank mains exams. After the objective test, the descriptive letter writing and essay writing test will be conducted in the main examinations. Here we have shared some tips that should be followed to score good marks in the letter writing section that comes under the descriptive paper of Bank PO mains exams. Candidates with good sentence formation and good typing speed can ace this section. Candidates should follow the perfect format and approach to get good scores in letter writing for bank exams. To begin with, letters, know what are letters and their types. Know how to write a letter by conveying the message and what should not be used to write a letter.

Essay Writing For Bank PO Exams

Download PDF on Latest Topics for Descriptive Writing

Descriptive Writing For Bank Exams - Mock Tests

Letter Writing for Bank PO Mains 2023 Exams - What is Letter?

Check here what is letter writing for Bank PO mains 2023 exam. The letter defines the way of stating information, conveying messages, wishes, and gratitude, addressing grievances, and tweeting progress to the receiver. It is a communication medium between a sender and receiver and a formal way of expressing thoughts. A letter aids the person to deliver everything in a systematic way and also it is a fundamental step to originate the process.

Based on the information stated it has been classified into two types.

• Formal letter
• Informal letter

Bank PO Descriptive Paper 2023 Topics for Letter Writing

The important letter-writing topics for Bank PO which the aspirants can practice for the upcoming bank exams are discussed below.

Formal Letter Writing Trending Topics For Bank PO Mains

Here are the formal letter writing topics for the Bank PO descriptive paper 2023.

1. Write a formal letter to the CEO of a company, praising their corporate social responsibility efforts and suggesting areas for improvement. 2. Write a letter to your friend for asking suggestions for What actions or initiatives he support to address current societal challenges? 3. Write a letter to the local health department addressing concerns about the cleanliness of a public park and suggesting improvements. 4. A stationery godown in the market was completely gutted in fire. Write a letter to owner of the shop for inspection. 5. Write a letter to your friend describing a place that you have visited recently. 6. Write a letter to the editor of a local newspaper expressing your views regarding importance of blood donation. 7. Write a letter to your younger friend who recently got a job telling him the importance of retirement pension. 8. Write a letter to a insurance firm requesting them to change residential address. 9. Write a letter to the editor of a newspaper expressing your concerns about environmental pollution in your city and suggesting solutions.

10. Write a letter to a local government official, requesting improvements to public transportation in your area.

For more topics on letter writing, refer to the PDF given above.

Descriptive Letter Writing for Bank Exams 2023 - Description of a Letter

The letter writing for bank exams pdf description details are provided here for the formal and informal letter types. Candidates can follow the format provided here.

Descriptive Letter Writing for Bank PO Exam - How to Convey My Message?

Before writing letters for bank PO exams, aspirants have to plan for themselves which type of letter will be presented by them.

If It is a Formal Letter:

• Aspirants must observe whether the body of the content should be addressing complaints, requisition for something, or stating information.
• Mentioning the subject clarifies to the receiver what is defined in the following content.
• The body of the content should be concise information of what needs to be delivered.
• Ending the content, the aspirant must add a statement to express gratitude or requisition words to make the desired action to be complete.

If It is an Informal Letter:

• Aspirant can express their own ideas, wishes, worries …… etc.
• Aspirants need to mention words like hey/hello/how are you? ……..  at the starting of content.

Letter Writing for Bank PO Mains 2023 - What I Should Not Do?

Here we have added the things that should not be done while writing the letter writing for Bank PO mains 2023 exam.

• The aspirant should not use colloquial language in any form.
• Content should not be lengthy.
• The aspirant should not use irrespective words of anybody or any other organization.
• The aspirant should not define fake information.
• Should not use impertinent words while suggesting remedies or opinions.

Letter Writing for Bank Exams 2023 - Where I Can Practice Myself?

• Aspirants need to watch daily events occur everywhere which helps them to ask questions themselves and also provides ideas to describe answers.
• Aspirants need to learn more vocabulary so that information can be delivered briefly with a clear vision.
• Aspirants should have a habit of sending letters on daily events through mail to their friends, colleagues…etc. in a week. It improves their content preparing knowledge and also typing speed so that letters can be completed within the stipulated time.

Follow the steps provided above for letter writing for bank exams pdf provided with practice tips and approaches that should be followed.

Letter Writing for Bank PO Mains 2023 Exams - FAQs

Q. What are the types of letter writing?

The letters are classified into two types and they are formal and informal letters.

Q. What is a formal letter?

T he formal letter is also known as the official letter and it is written to the respected person, reputed organization, higher officials

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Essay for Bank Exams | Essay Topics for Banking Exams

Essay for Bank Exams : Almost every bank officer grade exam consist one paper of essay writing where aspirants have to write essay on the given topic. In banking sector essay writing topics are generally from banking and finance related however many times essay on current issues can also be asked. Here we have compiled a list of important essay topics for banking exams. These essay topics are most important for SBI PO , SBI CBO ,  IBPS PO , SIDBI Grade A , NABARD , IFSCA Assistant Manage, Bank of India PO and other banking descriptive exam etc.

Important Essay Topics for Banking Exams

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You can also read these important essays for banking exam by opening the topic. You can also download PDF of these essay for bank exams from here .

Essay for Bank Exams

• Green Growth
• Non-performing Assets (NPA)
• Single Use Plastic Ban
• Commonwealth Game 2022
• Importance of Free and Fair Election
• Azadi Ka Amrit Mahotsav
• Agnipath Scheme
• Envisioning India @2047
• Cryptocurrency
• 40 Essays in PDF format for Banking Exams: Download Here
• Water Crisis in India
• Unemployment
• Plastic Waste Management
• Why Population Control is Necessary
• Importance of Human Rights
• Global Warming
• Online Shopping
• Importance of Trees
• Human Trafficking
• Online Classes Vs Offline Classes
• Natural Disaster

These are also most  important essay topics for banking exams  Descriptive Paper. You can also read these essay for bank Exams by clicking on the essay topics. Hope you liked these important essay topics for banking exams and it helped you in your exam preparation.

Tags: Essay Topics for Banking Exams, Essay for Bank Exams, essay writing for bank exams, essay for po descriptive paper

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The History of Moscow City

• Categories: Russia Travel and Tourism Industry

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Words: 614 |

Published: Feb 12, 2019

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The Comprehensive Guide to Moscow Nightlife

• Posted on April 14, 2018 July 26, 2018
• by Kings of Russia
• 8 minute read

Moscow’s nightlife scene is thriving, and arguably one of the best the world has to offer – top-notch Russian women, coupled with a never-ending list of venues, Moscow has a little bit of something for everyone’s taste. Moscow nightlife is not for the faint of heart – and if you’re coming, you better be ready to go Friday and Saturday night into the early morning.

This comprehensive guide to Moscow nightlife will run you through the nuts and bolts of all you need to know about Moscow’s nightclubs and give you a solid blueprint to operate with during your time in Moscow.

What you need to know before hitting Moscow nightclubs

Prices in moscow nightlife.

Before you head out and start gaming all the sexy Moscow girls , we have to talk money first. Bring plenty because in Moscow you can never bring a big enough bankroll. Remember, you’re the man so making a fuzz of not paying a drink here or there will not go down well.

Luckily most Moscow clubs don’t do cover fees. Some electro clubs will charge 15-20$, depending on their lineup. There’s the odd club with a minimum spend of 20-30$, which you’ll drop on drinks easily. By and large, you can scope out the venues for free, which is a big plus.

Bottle service is a great deal in Moscow. At top-tier clubs, it starts at 1,000$. That’ll go a long way with premium vodka at 250$, especially if you have three or four guys chipping in. Not to mention that it’s a massive status boost for getting girls, especially at high-end clubs.

Without bottle service, you should estimate a budget of 100-150$ per night. That is if you drink a lot and hit the top clubs with the hottest girls. Scale down for less alcohol and more basic places.

Dress code & Face control

Door policy in Moscow is called “face control” and it’s always the guy behind the two gorillas that gives the green light if you’re in or out.

In Moscow nightlife there’s only one rule when it comes to dress codes:

You can never be underdressed.

People dress A LOT sharper than, say, in the US and that goes for both sexes. For high-end clubs, you definitely want to roll with a sharp blazer and a pocket square, not to mention dress shoes in tip-top condition. Those are the minimum requirements to level the playing field vis a vis with other sharply dressed guys that have a lot more money than you do. Unless you plan to hit explicit electro or underground clubs, which have their own dress code, you are always on the money with that style.

Getting in a Moscow club isn’t as hard as it seems: dress sharp, speak English at the door and look like you’re in the mood to spend all that money that you supposedly have (even if you don’t). That will open almost any door in Moscow’s nightlife for you.

Types of Moscow Nightclubs

In Moscow there are four types of clubs with the accompanying female clientele:

High-end clubs:

These are often crossovers between restaurants and clubs with lots of tables and very little space to dance. Heavy accent on bottle service most of the time but you can work the room from the bar as well. The hottest and most expensive girls in Moscow go there. Bring deep pockets and lots of self-confidence and you have a shot at swooping them.

Regular Mid-level clubs:

They probably resemble more what you’re used to in a nightclub: big dancefloors, stages and more space to roam around. Bottle service will make you stand out more but you can also do well without. You can find all types of girls but most will be in the 6-8 range. Your targets should always be the girls drinking and ideally in pairs. It’s impossible not to swoop if your game is at least half-decent.

Basic clubs/dive bars:

Usually spots with very cheap booze and lax face control. If you’re dressed too sharp and speak no Russian, you might attract the wrong type of attention so be vigilant. If you know the local scene you can swoop 6s and 7s almost at will. Usually students and girls from the suburbs.

Electro/underground clubs:

Home of the hipsters and creatives. Parties there don’t mean meeting girls and getting drunk but doing pills and spacing out to the music. Lots of attractive hipster girls if that is your niche. That is its own scene with a different dress code as well.

What time to go out in Moscow

Moscow nightlife starts late. Don’t show up at bars and preparty spots before 11pm because you’ll feel fairly alone. Peak time is between 1am and 3am. That is also the time of Moscow nightlife’s biggest nuisance: concerts by artists you won’t know and who only distract your girls from drinking and being gamed. From 4am to 6am the regular clubs are emptying out but plenty of people, women included, still hit up one of the many afterparty clubs. Those last till well past 10am.

As far as days go: Fridays and Saturdays are peak days. Thursday is an OK day, all other days are fairly weak and you have to know the right venues.

The Ultimate Moscow Nightclub List

Short disclaimer: I didn’t add basic and electro clubs since you’re coming for the girls, not for the music. This list will give you more options than you’ll be able to handle on a weekend.

Preparty – start here at 11PM

Classic restaurant club with lots of tables and a smallish bar and dancefloor. Come here between 11pm and 12am when the concert is over and they start with the actual party. Even early in the night tons of sexy women here, who lean slightly older (25 and up).

The second floor of the Ugolek restaurant is an extra bar with dim lights and house music tunes. Very small and cozy with a slight hipster vibe but generally draws plenty of attractive women too. A bit slower vibe than Valenok.

Very cool, spread-out venue that has a modern library theme. Not always full with people but when it is, it’s brimming with top-tier women. Slow vibe here and better for grabbing contacts and moving on.

High-end: err on the side of being too early rather than too late because of face control.

Secret Room

Probably the top venue at the moment in Moscow . Very small but wildly popular club, which is crammed with tables but always packed. They do parties on Thursdays and Sundays as well. This club has a hip-hop/high-end theme, meaning most girls are gold diggers, IG models, and tattooed hip hop chicks. Very unfavorable logistics because there is almost no room no move inside the club but the party vibe makes it worth it. Strict face control.

Close to Secret Room and with a much more favorable and spacious three-part layout. This place attracts very hot women but also lots of ball busters and fakes that will leave you blue-balled. Come early because after 4am it starts getting empty fast. Electronic music.

A slightly kitsch restaurant club that plays Russian pop and is full of gold diggers, semi-pros, and men from the Caucasus republics. Thursday is the strongest night but that dynamic might be changing since Secret Room opened its doors. You can swoop here but it will be a struggle.

Mid-level: your sweet spot in terms of ease and attractiveness of girls for an average budget.

Started going downwards in 2018 due to lax face control and this might get even worse with the World Cup. In terms of layout one of the best Moscow nightclubs because it’s very big and bottle service gives you a good edge here. Still attracts lots of cute girls with loose morals but plenty of provincial girls (and guys) as well. Swooping is fairly easy here.

I haven’t been at this place in over a year, ever since it started becoming ground zero for drunken teenagers. Similar clientele to Icon but less chic, younger and drunker. Decent mainstream music that attracts plenty of tourists. Girls are easy here as well.

Sort of a Coyote Ugly (the real one in Moscow sucks) with party music and lots of drunken people licking each others’ faces. Very entertaining with the right amount of alcohol and very easy to pull in there. Don’t think about staying sober in here, you’ll hate it.

Artel Bessonitsa/Shakti Terrace

Electronic music club that is sort of a high-end place with an underground clientele and located between the teenager clubs Icon and Gipsy. Very good music but a bit all over the place with their vibe and their branding. You can swoop almost any type of girl here from high-heeled beauty to coked-up hipsters, provided they’re not too sober.

Afterparty: if by 5AM  you haven’t pulled, it’s time to move here.

Best afterparty spot in terms of trying to get girls. Pretty much no one is sober in there and savage gorilla game goes a long way. Lots of very hot and slutty-looking girls but it can be hard to tell apart who is looking for dick and who is just on drugs but not interested. If by 9-10am you haven’t pulled, it is probably better to surrender.

The hipster alternative for afterparties, where even more drugs are in play. Plenty of attractive girls there but you have to know how to work this type of club. A nicer atmosphere and better music but if you’re desperate to pull, you’ll probably go to Miks.

Weekday jokers: if you’re on the hunt for some sexy Russian girls during the week, here are two tips to make your life easier.

Chesterfield

Ladies night on Wednesdays means this place gets pretty packed with smashed teenagers and 6s and 7s. Don’t pull out the three-piece suit in here because it’s a “simpler” crowd. Definitely your best shot on Wednesdays.

If you haven’t pulled at Chesterfield, you can throw a Hail Mary and hit up Garage’s Black Music Wednesdays. Fills up really late but there are some cute Black Music groupies in here. Very small club. Thursday through Saturday they do afterparties and you have an excellent shot and swooping girls that are probably high.

Shishas Sferum

This is pretty much your only shot on Mondays and Tuesdays because they offer free or almost free drinks for women. A fairly low-class club where you should watch your drinks. As always the case in Moscow, there will be cute girls here on any day of the week but it’s nowhere near as good as on the weekend.

In a nutshell, that is all you need to know about where to meet Moscow girls in nightlife. There are tons of options, and it all depends on what best fits your style, based on the type of girls that you’re looking for.

Related Topics

• moscow girls
• moscow nightlife

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